Equipment and Asset Loans

Equipment Loans with 121 Brokers

Empower Your Business with the Right Equipment Financing Solution

Get your loans approved within 24 hours

Investing in the right equipment can significantly improve your business operations and drive growth. At 121 Brokers, we understand the importance of having the right tools for the job, which is why we offer tailored equipment loans to help you acquire the assets your business needs to thrive.

All you need is:

Obligation Free Enquiry Form

Submit the form below and one of our expert consultants will contact you to discuss your loan options.

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Meeting the Requirements for Your Unsecured Business Loan

To ensure a smooth and successful application process for an unsecured business loan, it’s essential to understand the key eligibility criteria. These factors serve as a foundation to assess your business’s financial stability and potential for growth.

By meeting these requirements, you’ll be well on your way to securing the funds needed to propel your business forward. Be sure to review the eligibility factors listed on this page to determine if your business is a good fit for an unsecured loan from 121 Brokers.

Active ABN & ID document

A valid Australian Business Number (ABN) and proper identification documents are crucial for establishing your business's legitimacy and verifying your identity. This ensures a secure and transparent application process.

Minimum of 6 months trading

A trading history of at least 6 months demonstrates your business's ability to generate revenue and maintain operations. This minimum requirement helps us assess the stability and potential growth of your company.

Minimum $5,000 monthly turnover

To qualify for an unsecured business loan, your business should generate a minimum monthly turnover of $5,000. This threshold indicates a consistent cash flow, allowing us to gauge your capacity to repay the loan

6 months bank statement

Providing a 6-month bank statement enables us to thoroughly evaluate your business's financial health. This documentation offers insights into your income, expenses, and overall financial management, helping us determine the most suitable loan terms for your needs.

What are Equipment Loans?

Equipment loans are a type of financing specifically designed for the acquisition of equipment, machinery, or other business assets. These loans help businesses access the capital they need to purchase or lease essential equipment, while also spreading the cost over an extended repayment period, reducing the financial burden on the business.
Equipment Loans with 121 Brokers

Benefits of Equipment Loans:

Preserve Cash Flow

Equipment loans allow you to finance your asset purchases, enabling you to preserve your working capital for other business needs.

Tax benefits

The interest and depreciation on equipment loans can be tax-deductible, potentially lowering your overall tax liability.

Flexible Repayment Terms

Equipment loans offer flexible repayment terms, allowing you to choose a repayment schedule that best suits your business’s cash flow.

Ownership

At the end of the loan term, you’ll own the equipment outright, providing long-term value to your business.
Easy 3-Step Process

Secure Your Business Loan in Just 3 Simple Steps

At 121 Brokers, we follow a streamlined and transparent process to help you secure the right equipment loan for your needs:

Book a Discovery Call

Schedule a call with one of our expert account managers to discuss your financial needs and objectives.

Loan Application

After understanding your needs, we'll guide you through the loan application process and help you gather the necessary documentation.

Approval and Funding

Once your application is approved, review and accept the loan offer that best suits your business needs.
Diverse Loan Options
Explore Secured Business Loan Options with 121 Brokers

While unsecured business loans offer flexibility without collateral, there are times when a Secured Business Loan might be a better fit for your needs. With potentially lower interest rates and the ability to borrow larger sums, secured loans can be an excellent choice for businesses looking to make significant investments or expansions.

Discover the Benefits of Secured Business Loans with 121 Brokers

Whether you’re looking to purchase new equipment, expand your operations, or refinance existing debts, our Secured Business Loan options are tailored to support your business’s growth. Dive in to find out how 121 Brokers can assist you in securing the best financial solutions.

Freedom with Unsecured Business Loans

Dive into financial solutions without the need for collateral. Our Unsecured Business Loans offer flexibility and peace of mind for businesses of all sizes.

Financial Agility with Business Line of Credit

Navigate the ebb and flow of business finances with ease. Our Business Line of Credit provides on-demand access to funds, ensuring you're always ready for opportunities.

Accelerate Cash Flow with Invoice Finance Factoring

No more waiting on delayed payments. With our Invoice Finance Factoring, get instant access to funds, ensuring your business never misses a beat.

Quick Capital with Merchant Cash Advance

Need funds in a flash? Our Merchant Cash Advance offers rapid financial injections based on your future sales, ensuring uninterrupted operations

Equipment Loans with 121 Brokers

Why Choose 121 Brokers for Equipment Loans?

Expert Guidance Diverse Loan Options Approval Process No Upfront Fees
Tailored Financial Solutions from Industry Professionals
Our team of experienced account managers at 121 Brokers is dedicated to providing personalized guidance and support throughout the loan application process.

By understanding your unique business needs, we help you identify the most suitable financial solutions to fuel your growth and success.
A Comprehensive Range of Loan Products for Every Business
At 121 Brokers, we understand that every business has distinct financing requirements. That's why we offer a diverse array of loan options, ranging from unsecured business loans to equipment financing and invoice factoring.

With our extensive product selection, we can match your business with the perfect funding solution.
Streamlined and Efficient Loan Approvals
We know that time is of the essence when it comes to securing funding for your business.

Our fast approval process ensures that your loan application is reviewed promptly, so you can access the funds you need without unnecessary delays or complications.
Transparent and Affordable Financing Solutions
At 121 Brokers, we believe in providing a cost-effective and transparent experience for our clients. That's why we charge no upfront fees for our services.

Our commission is earned only when we successfully match you with the right loan solution, ensuring your satisfaction and trust throughout the process.
Hear from Our Satisfied Clients

Real Stories of Success with 121 Brokers

FAQs

Frequently Asked Questions

Equipment and Asset Loans are specialized financing solutions that allow businesses to purchase or lease essential machinery, tools, or other assets. These loans are typically secured against the equipment or asset being financed.
Unlike traditional business loans that can be used for various purposes, Equipment Loans are specifically designed for the purchase or lease of business-related equipment or assets, ensuring tailored terms and competitive rates.
Absolutely! At 121 Brokers, we understand the unique challenges startups face. Our Equipment and Asset Loans are designed to support businesses at all stages, including startups looking to invest in essential machinery or assets.
Our team at 121 Brokers prioritizes swift and efficient processing. Most Equipment Loan applications are reviewed and approved within a few business days, ensuring you can access the funds when you need them.
Our Equipment and Asset Loans cover a wide range of business-related machinery, tools, and assets. Whether you’re in construction, manufacturing, IT, or any other sector, we can tailor a solution to fit your needs.
We understand that businesses can face financial challenges. If you anticipate difficulties with repayments, it’s essential to contact our team early. We’ll work with you to explore flexible repayment options and find a solution that suits your situation.
Beginning your application is simple! Click on our ‘Apply Now’ button or reach out to our dedicated team for personalized assistance. We’re committed to guiding you every step of the way, ensuring a smooth and hassle-free experience.
Quick and Simple Pre-Qualification Process

Check Your Equipment Loan Eligibility

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Discover if you qualify for an unsecured business loan with our easy online form. Get instant feedback on your eligibility without affecting your credit score or any commitment. Let 121 Brokers guide you towards financial success.

Call us any time to discuss loan options

Fastest loan approvals to help you business

0272581121

Are you looking for?

Embark on your business journey with confidence with 121 Brokers at your side. Whether you’re kickstarting a new venture, seeking a boost for your small business, navigating the financial landscape with a less-than-perfect credit score, or forging your path as a sole trader, our unsecured business loans are designed to propel you forward. Fast, flexible, and tailored to your unique business story, our solutions ensure your ambitions are never limited by your circumstances. Discover the perfect fit for your dream today.

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