Invoice Finance Factoring

Invoice Finance Factoring with 121 Brokers

Unlock Cash Flow and Accelerate Growth with Invoice Financing Solutions

Get your loans approved within 24 hours

Invoice finance factoring is an innovative financing solution designed to help businesses access working capital tied up in unpaid invoices. At 121 Brokers, we specialize in connecting businesses like yours with tailored invoice finance factoring options that improve cash flow and support growth.

All you need is:

  • Active ABN & ID document
  • Minimum of 6 months trading
  • Minimum $5,000 monthly turnover
  • 6 months bank statement
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Obligation Free Enquiry Form

Submit the form below and one of our expert consultants will contact you to discuss your loan options.

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Meeting the Requirements for Your Unsecured Business Loan

To ensure a smooth and successful application process for an unsecured business loan, it’s essential to understand the key eligibility criteria. These factors serve as a foundation to assess your business’s financial stability and potential for growth.

By meeting these requirements, you’ll be well on your way to securing the funds needed to propel your business forward. Be sure to review the eligibility factors listed on this page to determine if your business is a good fit for an unsecured loan from 121 Brokers.

Active ABN & ID document

A valid Australian Business Number (ABN) and proper identification documents are crucial for establishing your business's legitimacy and verifying your identity. This ensures a secure and transparent application process.

Minimum of 6 months trading

A trading history of at least 6 months demonstrates your business's ability to generate revenue and maintain operations. This minimum requirement helps us assess the stability and potential growth of your company.

Minimum $5,000 monthly turnover

To qualify for an unsecured business loan, your business should generate a minimum monthly turnover of $5,000. This threshold indicates a consistent cash flow, allowing us to gauge your capacity to repay the loan

6 months bank statement

Providing a 6-month bank statement enables us to thoroughly evaluate your business's financial health. This documentation offers insights into your income, expenses, and overall financial management, helping us determine the most suitable loan terms for your needs.

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What is Invoice Finance Factoring?

Invoice finance factoring involves selling your unpaid invoices to a factoring company in exchange for immediate cash, typically a percentage of the invoice value. The factoring company then takes responsibility for collecting payment from your customers, and once payment is received, they release the remaining balance to you, minus their fees.
Invoice Finance Factoring with 121 Brokers

Benefits of Invoice Finance Factoring:

Improved Cash Flow

Gain immediate access to funds tied up in unpaid invoices, ensuring consistent cash flow to cover operational expenses, payroll, and other business needs.

Accelerate Growth

Use the funds from invoice finance factoring to invest in growth opportunities, such as inventory expansion, equipment upgrades, or marketing initiatives.

Reduce Collection Hassles

With invoice factoring, the factoring company handles invoice collections, allowing you to focus on your core business operations.

No Collateral Required

Invoice financing is based on the creditworthiness of your customers, eliminating the need for traditional collateral.
Easy 3-Step Process

Secure Your Business Loan in Just 3 Simple Steps

At 121 Brokers, our streamlined process ensures you receive the right invoice finance factoring solution for your needs:

Book a Discovery Call

Schedule a call with one of our expert account managers to discuss your financial needs and objectives.

Loan Application

After understanding your needs, we'll guide you through the loan application process and help you gather the necessary documentation.

Approval and Funding

Once your application is approved, review and accept the loan offer that best suits your business needs.
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Invoice Finance Factoring with 121 Brokers

Why Choose 121 Brokers for Invoice Finance Factoring?

Expert Guidance Diverse Loan Options Approval Process No Upfront Fees
Tailored Financial Solutions from Industry Professionals
Our team of experienced account managers at 121 Brokers is dedicated to providing personalized guidance and support throughout the loan application process.

By understanding your unique business needs, we help you identify the most suitable financial solutions to fuel your growth and success.
A Comprehensive Range of Loan Products for Every Business
At 121 Brokers, we understand that every business has distinct financing requirements. That's why we offer a diverse array of loan options, ranging from invoice factoring to unsecured business loans to equipment financing.

With our extensive product selection, we can match your business with the perfect funding solution.
Streamlined and Efficient Loan Approvals
We know that time is of the essence when it comes to securing funding for your business.

Our fast approval process ensures that your loan application is reviewed promptly, so you can access the funds you need without unnecessary delays or complications.
Transparent and Affordable Financing Solutions
At 121 Brokers, we believe in providing a cost-effective and transparent experience for our clients. That's why we charge no upfront fees for our services.

Our commission is earned only when we successfully match you with the right loan solution, ensuring your satisfaction and trust throughout the process.
Hear from Our Satisfied Clients

Real Stories of Success with 121 Brokers

silf
Turning to 121 Brokers for Invoice Finance Factoring was a game-changer for my business. Their streamlined process ensured I had access to funds when I needed them most. No more waiting on long invoice cycles!

Danny,

Client
silm
I was skeptical about Invoice Finance Factoring initially, but 121 Brokers made the entire process transparent and straightforward. It's been a relief to maintain steady cash flow, especially during peak seasons.

Jake,

Client
silf
121 Brokers' Invoice Finance Factoring solution has been a lifeline for my startup. With their support, I've been able to invest in growth opportunities without the stress of unpaid invoices hanging over me.

Alex,

Client
silm
As a small business owner, cash flow can be unpredictable. Thanks to 121 Brokers and their Invoice Finance Factoring service, I've found a reliable way to ensure my operations run smoothly, even when clients delay payments.

Elena,

Client
silf
Partnering with 121 Brokers for Invoice Finance Factoring was one of the best decisions I've made. Their team is professional, the terms are clear, and I can focus on my business without worrying about cash flow hiccups.

Liam,

Client
FAQs

Frequently Asked Questions

Invoice Finance Factoring is a financial solution where businesses sell their outstanding invoices to a third party (like 121 Brokers) in exchange for immediate cash. This helps businesses maintain steady cash flow without waiting for clients to pay.
Unlike traditional loans that provide a lump sum amount based on collateral or creditworthiness, Invoice Finance Factoring is based on the value of your outstanding invoices. It’s a way to unlock the cash tied up in unpaid invoices quickly.
Most businesses with outstanding invoices from creditworthy clients are eligible. Our team at 121 Brokers evaluates the quality and quantity of your invoices to determine eligibility and the amount you can access.
With 121 Brokers, the process is swift. Once your invoices are verified, you can often receive up to 80-90% of the invoice value within 24 hours.
At 121 Brokers, transparency is key. All fees and charges related to Invoice Finance Factoring are discussed upfront. There are no hidden fees, ensuring you know exactly what to expect.
When your client pays the invoice, the payment is directed to 121 Brokers. We then deduct our fee and remit the remaining balance to you. It’s a hassle-free process designed to support your business’s growth.
Absolutely! By transforming unpaid invoices into immediate cash, you can invest in new opportunities, manage operational costs, and ensure business continuity without the constraints of delayed payments.
Quick and Simple Pre-Qualification Process

Check Your Unsecured Loan Eligibility

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Discover if you qualify for an unsecured business loan with our easy online form. Get instant feedback on your eligibility without affecting your credit score or any commitment. Let 121 Brokers guide you towards financial success.

Call us any time to discuss loan options

Fastest loan approvals to help you business

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Embark on your business journey with confidence with 121 Brokers at your side. Whether you’re kickstarting a new venture, seeking a boost for your small business, navigating the financial landscape with a less-than-perfect credit score, or forging your path as a sole trader, our unsecured business loans are designed to propel you forward. Fast, flexible, and tailored to your unique business story, our solutions ensure your ambitions are never limited by your circumstances. Discover the perfect fit for your dream today.

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