Merchant Cash Advance
A Flexible Financing Solution Tailored to Your Business Needs
Get your loans approved within 24 hours
Merchant cash advances (MCAs) are a unique and flexible financing solution designed to help small business owners like you access working capital when it’s needed most. At 121 Brokers, we specialize in connecting businesses with customized merchant cash advance options that enable growth and sustainability.
All you need is:
- Active ABN & ID document
- Minimum of 6 months trading
- Minimum $5,000 monthly turnover
- 6 months bank statement
Obligation Free Enquiry Form
Submit the form below and one of our expert consultants will contact you to discuss your loan options.
Meeting the Requirements for Your Unsecured Business Loan
To ensure a smooth and successful application process for an unsecured business loan, it’s essential to understand the key eligibility criteria. These factors serve as a foundation to assess your business’s financial stability and potential for growth.
By meeting these requirements, you’ll be well on your way to securing the funds needed to propel your business forward. Be sure to review the eligibility factors listed on this page to determine if your business is a good fit for an unsecured loan from 121 Brokers.
Active ABN & ID document
A valid Australian Business Number (ABN) and proper identification documents are crucial for establishing your business's legitimacy and verifying your identity. This ensures a secure and transparent application process.
Minimum of 6 months trading
A trading history of at least 6 months demonstrates your business's ability to generate revenue and maintain operations. This minimum requirement helps us assess the stability and potential growth of your company.
Minimum $5,000 monthly turnover
To qualify for an unsecured business loan, your business should generate a minimum monthly turnover of $5,000. This threshold indicates a consistent cash flow, allowing us to gauge your capacity to repay the loan
6 months bank statement
Providing a 6-month bank statement enables us to thoroughly evaluate your business's financial health. This documentation offers insights into your income, expenses, and overall financial management, helping us determine the most suitable loan terms for your needs.
What is a Merchant Cash Advance?
Benefits of Merchant Cash Advances:
Quick Access to Funds
Streamlined Application Process
No Fixed Payment Schedule
No Collateral Required
Secure Your Business Loan in Just 3 Simple Steps
At 121 Brokers, our streamlined process ensures you receive the right merchant cash advance solution for your needs:
Book a Discovery Call
Loan Application
Approval and Funding
Empower Your Business with Essential Equipment
Every business, whether it’s a startup or an established enterprise, needs the right tools and machinery to thrive. With our Equipment Loans, you can invest in the essential equipment that drives your operations, without straining your finances. From state-of-the-art machinery to vital tools, ensure your business has everything it needs to succeed.
Explore Equipment Financing Solutions with 121 Brokers
Don’t let financial hurdles hold you back. Dive into a financing solution tailored for the modern business and ensure you’re always one step ahead.
Secure Your Ambitions with Secured Business Loans
Unlock larger loan amounts with the power of collateral. Our Secured Business Loans offer competitive rates and terms tailored to your business needs.
Freedom with Unsecured Business Loans
Dive into financial solutions without the need for collateral. Our Unsecured Business Loans offer flexibility and peace of mind for businesses of all sizes.
Fluid Finances with Business Line of Credit
Need funds on-the-go? Our Finances with Business Line of Credit provides the financial flexibility you crave, ensuring you're always ready to seize opportunities.
Cash Flow with Invoice Finance Factoring
Say goodbye to waiting on invoice payments. With our Invoice Finance Factoring, you can unlock funds instantly and easily, ensuring a steady cash flow.
Why Choose 121 Brokers for Merchant Cash Advance?
By understanding your unique business needs, we help you identify the most suitable financial solutions to fuel your growth and success.
With our extensive product selection, we can match your business with the perfect funding solution.
Our fast approval process ensures that your loan application is reviewed promptly, so you can access the funds you need without unnecessary delays or complications.
Our commission is earned only when we successfully match you with the right loan solution, ensuring your satisfaction and trust throughout the process.
Real Stories of Success with 121 Brokers
Frequently Asked Questions
Check Your Merchant Cash Advance Eligibility
Discover if you qualify for an unsecured business loan with our easy online form. Get instant feedback on your eligibility without affecting your credit score or any commitment. Let 121 Brokers guide you towards financial success.
Call us any time to discuss loan options
Fastest loan approvals to help you business
Are you looking for?
Embark on your business journey with confidence with 121 Brokers at your side. Whether you’re kickstarting a new venture, seeking a boost for your small business, navigating the financial landscape with a less-than-perfect credit score, or forging your path as a sole trader, our unsecured business loans are designed to propel you forward. Fast, flexible, and tailored to your unique business story, our solutions ensure your ambitions are never limited by your circumstances. Discover the perfect fit for your dream today.
