Secured Business Loans

Secured Business Loans with 121 Brokers

Unlock Your Business’s Full Potential with Customized Financing Solutions

Get your loans approved within 24 hours

Secured business loans offer a reliable and cost-effective financing option for businesses looking to invest in growth or expansion. At 121 Brokers, our team of experienced account managers is dedicated to helping you secure the perfect secured business loan tailored to your specific needs, ensuring a smooth and hassle-free experience.

All you need is:

  • Active ABN & ID document
  • Minimum of 6 months trading
  • Minimum $5,000 monthly turnover
  • 6 months bank statement
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Obligation Free Enquiry Form

Submit the form below and one of our expert consultants will contact you to discuss your loan options.

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Meeting the Requirements for Your Unsecured Business Loan

To ensure a smooth and successful application process for an unsecured business loan, it’s essential to understand the key eligibility criteria. These factors serve as a foundation to assess your business’s financial stability and potential for growth.

By meeting these requirements, you’ll be well on your way to securing the funds needed to propel your business forward. Be sure to review the eligibility factors listed on this page to determine if your business is a good fit for an unsecured loan from 121 Brokers.

Active ABN & ID document

A valid Australian Business Number (ABN) and proper identification documents are crucial for establishing your business's legitimacy and verifying your identity. This ensures a secure and transparent application process.

Minimum of 6 months trading

A trading history of at least 6 months demonstrates your business's ability to generate revenue and maintain operations. This minimum requirement helps us assess the stability and potential growth of your company.

Minimum $5,000 monthly turnover

To qualify for an unsecured business loan, your business should generate a minimum monthly turnover of $5,000. This threshold indicates a consistent cash flow, allowing us to gauge your capacity to repay the loan

6 months bank statement

Providing a 6-month bank statement enables us to thoroughly evaluate your business's financial health. This documentation offers insights into your income, expenses, and overall financial management, helping us determine the most suitable loan terms for your needs.

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Secured Loan Options

What are Secured Business Loans?

Secured business loans are a type of financing that requires collateral, such as property, equipment, or other valuable assets. This collateral acts as security for the loan, reducing the lender’s risk and generally resulting in more favorable interest rates and terms for the borrower. Secured loans are ideal for businesses seeking larger loan amounts and longer repayment periods.
Secured Business Loans with 121 Brokers

Benefits of Secured Business Loans:

Low Interest Rates

Due to the reduced risk for lenders, secured business loans typically come with lower interest rates compared to unsecured loans.

Higher Loan Amounts

Secured loans often allow businesses to access larger amounts of funding, enabling them to undertake more significant projects or investments.

Extended Repayment Terms

With secured loans, businesses can benefit from longer repayment terms, easing the financial burden and allowing for more manageable monthly payments.

Flexibility

Secured loans can be used for a wide range of purposes, including business expansion, equipment purchases, property acquisitions, or debt consolidation.
Easy 3-Step Process

Secure Your Business Loan in Just 3 Simple Steps

At 121 Brokers, we follow a straightforward and transparent process to help you secure the right secured business loan for your needs:

Book a Discovery Call

Schedule a call with one of our expert account managers to discuss your financial needs and objectives.

Loan Application

After understanding your needs, we'll guide you through the loan application process and help you gather the necessary documentation.

Approval and Funding

Once your application is approved, review and accept the loan offer that best suits your business needs.
VIEW MY LOAN OPTIONS
Diverse Loan Options
Discover the Freedom of Unsecured Business Loans with 121 Brokers

Looking for a financing solution without the constraints of collateral? Unsecured Business Loans offer the flexibility and quick access to capital you need to drive your business forward, without tying down your assets.

Learn More About Hassle-Free Unsecured Business Loans with 121 Broker
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Whether you’re aiming to bridge a short-term cash flow gap, invest in a timely business opportunity, or simply want a loan without the strings of collateral, our Unsecured Business Loan options are designed to meet your unique needs. Dive in to explore how 121 Brokers can empower your business ambitions without the need for security.

Upgrade with Equipment Loans

Elevate your business operations with the latest equipment. Our Equipment Loans ensure you have the tools to succeed without depleting your capital.

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Fluid Finances with Business Line of Credit

Need funds on-the-go? Our Business Line of Credit provides the financial flexibility you crave, ensuring you're always ready to seize opportunities.

Discover Financing
Cash Flow with Invoice Finance Factoring

Say goodbye to waiting on invoice payments. With our Invoice Finance Factoring, you can unlock funds instantly, ensuring a steady cash flow.

Unlock Your Funds Now
Refuel with Merchant Cash Advance

Need funds swiftly? Our Merchant Cash Advance offers quick capital injections based on your future sales, so you never miss a beat.

Access Quick Capita
Secured Business Loans with 121 Brokers

Why Choose 121 Brokers for Secured Business Loans?

Expert Guidance Diverse Loan Options Approval Process No Upfront Fees
Tailored Financial Solutions from Industry Professionals
Our team of experienced account managers at 121 Brokers is dedicated to providing personalized guidance and support throughout the loan application process.

By understanding your unique business needs, we help you identify the most suitable financial solutions to fuel your growth and success.
A Comprehensive Range of Loan Products for Every Business

At 121 Brokers, we understand that every business has distinct financing requirements. That's why we offer a diverse array of loan options, ranging from Secured business loans to equipment financing and invoice factoring.

With our extensive product selection, we can match your business with the perfect funding solution.

Streamlined and Efficient Loan Approvals
We know that time is of the essence when it comes to securing funding for your business.

Our fast approval process ensures that your loan application is reviewed promptly, so you can access the funds you need without unnecessary delays or complications.
Transparent and Affordable Financing Solutions
At 121 Brokers, we believe in providing a cost-effective and transparent experience for our clients. That's why we charge no upfront fees for our services.

Our commission is earned only when we successfully match you with the right loan solution, ensuring your satisfaction and trust throughout the process.
Hear from Our Satisfied Clients

Real Stories of Success with 121 Brokers

silf
Securing a business loan with collateral always seemed daunting, but 121 Brokers simplified the process. Their Secured Business Loans gave me the confidence to invest in expanding my operations. The rates were competitive, and the terms were clear. A game-changer for my business!

Alexandra,

Client
silm
I approached 121 Brokers for a Secured Business Loan to purchase new equipment. Their team was thorough, ensuring I understood every detail. With their guidance, I secured the funds at an excellent rate, and now my business is thriving more than ever.

Brandon,

Client
silf
When I needed a substantial loan amount for property acquisition, 121 Brokers recommended their Secured Business Loans. The approval process was swift, and the terms were favorable. Their expertise made a significant difference in my business's growth trajectory.

Natalie K. Robinson,

Client
silm
The team at 121 Brokers is exceptional. I was looking for a Secured Business Loan to consolidate debts, and they provided a solution tailored to my needs. The interest rate was competitive, and the repayment plan fit perfectly with my business's cash flow.

Ethan,

Client
silf
For businesses like mine that require large capital injections, Secured Business Loans from 121 Brokers are a blessing. Their team walked me through the process, ensuring I got the best deal. The funds have been instrumental in taking my business to new heights.

Olivia,

Client
FAQs

Frequently Asked Questions

A Secured Business Loan is a type of financing where businesses borrow funds by offering an asset, such as property or equipment, as collateral. This security often allows for larger loan amounts and more favorable terms.
The primary difference is the collateral requirement. While Secured Business Loans require an asset as security, Unsecured Business Loans are granted based on the borrower’s creditworthiness without the need for collateral.
At 121 Brokers, our goal is to provide swift and efficient services. Most of our Secured Business Loans are processed and approved within a few business days, ensuring timely access to the funds you need.
Generally, the funds from our Secured Business Loans can be used for any legitimate business purpose, whether it’s purchasing equipment, expanding operations, or refinancing existing debts.
Common assets used as collateral include commercial real estate, machinery, inventory, and accounts receivable. Our team will guide you on the best assets to leverage for your specific needs.
In the event of a default, the asset used as collateral may be seized to recover the loan amount. However, our team at 121 Brokers works closely with clients to structure loans with manageable repayment terms to minimize such risks.
Starting your application is easy! Click on our ‘Apply Now’ button or contact our dedicated team for personalized assistance. We’re here to guide you every step of the way.
Quick and Simple Pre-Qualification Process

Check Your Secured Loan Eligibility

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Discover if you qualify for an unsecured business loan with our easy online form. Get instant feedback on your eligibility without affecting your credit score or any commitment. Let 121 Brokers guide you towards financial success.

Call us any time to discuss loan options

Fastest loan approvals to help you business

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Embark on your business journey with confidence with 121 Brokers at your side. Whether you’re kickstarting a new venture, seeking a boost for your small business, navigating the financial landscape with a less-than-perfect credit score, or forging your path as a sole trader, our unsecured business loans are designed to propel you forward. Fast, flexible, and tailored to your unique business story, our solutions ensure your ambitions are never limited by your circumstances. Discover the perfect fit for your dream today.

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