Unsecured Business Loans

Unsecured Business Loans with 121 Brokers

Flexible Financing Solutions Tailored to Your Business Needs

Get your loans approved within 24 hours

Unsecured business loans offer a flexible and accessible financing solution for businesses of all sizes. At 121 Brokers, we specialize in matching businesses with the right unsecured loan options, tailored to meet their unique requirements. Our goal is to make the process of securing an unsecured business loan simple, fast, and hassle-free.

All you need is:

  • Active ABN & ID document
  • Minimum of 6 months trading
  • Minimum $5,000 monthly turnover
  • 6 months bank statement
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Obligation Free Enquiry Form

Submit the form below and one of our expert consultants will contact you to discuss your loan options.

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Meeting the Requirements for Your Unsecured Business Loan

To ensure a smooth and successful application process for an unsecured business loan, it’s essential to understand the key eligibility criteria. These factors serve as a foundation to assess your business’s financial stability and potential for growth.

By meeting these requirements, you’ll be well on your way to securing the funds needed to propel your business forward. Be sure to review the eligibility factors listed on this page to determine if your business is a good fit for an unsecured loan from 121 Brokers.

Active ABN & ID document

A valid Australian Business Number (ABN) and proper identification documents are crucial for establishing your business's legitimacy and verifying your identity. This ensures a secure and transparent application process.

Minimum of 6 months trading

A trading history of at least 6 months demonstrates your business's ability to generate revenue and maintain operations. This minimum requirement helps us assess the stability and potential growth of your company.

Minimum $5,000 monthly turnover

To qualify for an unsecured business loan, your business should generate a minimum monthly turnover of $5,000. This threshold indicates a consistent cash flow, allowing us to gauge your capacity to repay the loan

6 months bank statement

Providing a 6-month bank statement enables us to thoroughly evaluate your business's financial health. This documentation offers insights into your income, expenses, and overall financial management, helping us determine the most suitable loan terms for your needs.

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Unsecured Business Loans Australia
Diverse Loan Options

What are Unsecured Business Loans?

Unsecured business loans are a type of financing that doesn’t require collateral or security. This makes them an attractive option for businesses that may not have significant assets to pledge or those looking to preserve their existing assets. Unsecured loans are typically provided based on the borrower’s creditworthiness and the overall financial health of the business.
Unsecured Business Loans with 121 Brokers

Benefits of Unsecured Business Loans:

No Collateral Required

Unsecured business loans don’t require any collateral, allowing businesses to access funds without putting their assets at risk.

Quick Approval Process

The absence of collateral simplifies the application process, resulting in faster approval times compared to secured loans.

Flexible Repayment Terms

Unsecured loans often come with flexible repayment terms, giving businesses the freedom to choose a repayment schedule that works best for them.

Build Business Credit

Timely repayments on an unsecured loan can help improve your business credit score, increasing your chances of securing better financing terms in the future.
Easy 3-Step Process

Secure Your Business Loan in Just 3 Simple Steps

At 121 Brokers, we follow a simple and transparent process to help you secure the right unsecured business loan for your needs:

Book a Discovery Call

Schedule a call with one of our expert account managers to discuss your financial needs and objectives.

Loan Application

After understanding your needs, we'll guide you through the loan application process and help you gather the necessary documentation.

Approval and Funding

Once your application is approved, review and accept the loan offer that best suits your business needs.
VIEW MY LOAN OPTIONS
Diverse Loan Options
Explore Secured Business Loan Options with 121 Brokers

While unsecured business loans offer flexibility without collateral, there are times when a Secured Business Loan might be a better fit for your needs. With potentially lower interest rates and the ability to borrow larger sums, secured loans can be an excellent choice for businesses looking to make significant investments or expansions.

Discover the Benefits of Secured Business Loans with 121 Brokers
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Whether you’re looking to purchase new equipment, expand your operations, or refinance existing debts, our Secured Business Loan options are tailored to support your business’s growth. Dive in to find out how 121 Brokers can assist you in securing the best financial solutions.

Empower Your Operations with Equipment Loans

Equip your business with the machinery and tools without straining your cash flow. With our Equipment Loans, you can invest in growth and stay ahead of the competition.

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Flexible Financing with Business Line of Credit

Need funds on-demand for your business funds? Our Business Line of Credit offers the flexibility to draw funds as needed to you, ensuring you're always ready for business opportunities.

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Boost Cash Flow with Invoice Finance Factoring

Don't wait for invoice payments. Unlock immediate funds with our Invoice Finance Factoring and ensure consistent cash flow to fuel your business operations in an easy way.

Unlock Your Funds Now
Quick Capital with Merchant Cash Advance

Need rapid funding? Our Merchant Cash Advance provides quick capital based on your future sales, ensuring you never miss out on growth opportunities.

Access Quick Capita
Unsecured Business Loans with 121 Brokers

Why Choose 121 Brokers for Unsecured Business Loans?

Expert Guidance Diverse Loan Options Approval Process No Upfront Fees
Tailored Financial Solutions from Industry Professionals
Our team of experienced account managers at 121 Brokers is dedicated to providing personalized guidance and support throughout the loan application process.

By understanding your unique business needs, we help you identify the most suitable financial solutions to fuel your growth and success.
A Comprehensive Range of Loan Products for Every Business
At 121 Brokers, we understand that every business has distinct financing requirements. That's why we offer a diverse array of loan options, ranging from unsecured business loans to equipment financing and invoice factoring.

With our extensive product selection, we can match your business with the perfect funding solution.
Streamlined and Efficient Loan Approvals
We know that time is of the essence when it comes to securing funding for your business.

Our fast approval process ensures that your loan application is reviewed promptly, so you can access the funds you need without unnecessary delays or complications.
Transparent and Affordable Financing Solutions
At 121 Brokers, we believe in providing a cost-effective and transparent experience for our clients. That's why we charge no upfront fees for our services.

Our commission is earned only when we successfully match you with the right loan solution, ensuring your satisfaction and trust throughout the process.
Hear from Our Satisfied Clients

Real Stories of Success with 121 Brokers

silf
I was hesitant about taking out an unsecured business loan, but 121 Brokers made the process seamless. Their team guided me through every step, ensuring I got the best terms. Now, I've been able to expand my business without risking any assets. Highly recommended

John A. Thompson,

Client
silm
Securing an unsecured business loan with 121 Brokers was a game-changer for my startup. The flexibility in repayment and quick approval meant I could capitalize on time-sensitive opportunities. Their expertise in this domain is truly unmatched.

Samantha L. Rodriguez,

Client
silf
As a small business owner, I was looking for a financial solution without the hassle of collateral. 121 Brokers delivered with their unsecured business loan offering. The funds were in my account faster than I expected, and their team was there to support me throughout.

Michael P. Williams,

Client
silm
I've taken financial services from various providers, but the experience with 121 Brokers stands out. Their unsecured business loans are perfect for businesses like mine that need quick funds without the strings of collateral. Their team is knowledgeable and genuinely cares about your success.

Rachel K. Smith,

Client
silf
Navigating the world of unsecured business loans can be daunting, but not with 121 Brokers. They provided clarity, offered competitive rates, and ensured a smooth process. I've been able to invest in new ventures, all thanks to their impeccable service.

David J. Lee,

Client
FAQs

Frequently Asked Questions

An Unsecured Business Loan is a financing option where businesses can borrow funds without the need to provide any collateral or assets as security. It offers flexibility and quicker access to capital.
Unlike Secured Business Loans, which require collateral (like property or equipment), Unsecured Business Loans are granted based on your business’s creditworthiness and financial health, without the need for any security.
At 121 Brokers, we pride ourselves on swift and hassle-free approvals. Most of our Unsecured Business Loans are approved within 24-48 hours, ensuring you get the funds when you need them.
Transparency is our priority. All fees and charges related to our Unsecured Business Loans are communicated upfront. There are no hidden surprises.
Unsecured Business Loans offer quick access to funds, allowing you to capitalize on business opportunities, manage cash flow gaps, and invest in growth without risking any assets.
We cater to a wide range of businesses. Whether you’re a startup or an established enterprise, our team will assess your financial situation and guide you on the best financing solutions.
Simply click on our ‘Apply Now’ button or reach out to our dedicated team. We’ll guide you through a streamlined application process tailored to your business needs.
Quick and Simple Pre-Qualification Process

Check Your Unsecured Loan Eligibility

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Discover if you qualify for an unsecured business loan with our easy online form. Get instant feedback on your eligibility without affecting your credit score or any commitment. Let 121 Brokers guide you towards financial success.

Call us any time to discuss loan options

Fastest loan approvals to help you business

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Embark on your business journey with confidence with 121 Brokers at your side. Whether you’re kickstarting a new venture, seeking a boost for your small business, navigating the financial landscape with a less-than-perfect credit score, or forging your path as a sole trader, our unsecured business loans are designed to propel you forward. Fast, flexible, and tailored to your unique business story, our solutions ensure your ambitions are never limited by your circumstances. Discover the perfect fit for your dream today.

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